  Keep all receipts and records. Remember that paper evidence is more valuable and acceptable than verbal or circumstantial evidence.
Avoid late tax filing and late penalties. File your taxes online for expedited processing of your refund.
Do not refuse to file your tax return. You may even qualify for a refund!
Utilize your tax credits as much as possible.
Paying the full balance of your credit card by the due date will save you many dollars in interest charges and also enhance your credit rating. In the worst scenario of financial difficulty, pay the minimum balance before the due date.
Consult a professional financial counselor before joining the bandwagon of declaring personal bankruptcy. The consequences of declaring personal bankruptcy may far outweigh the possible benefits.
If your business is doing great and you are under severe time pressure, concentrate in doing what you know how to do best and leave number crunching for the professionals.
Avoid being consumed by the conflagration of debts – a fall out from excessive use of credit cards
Buy an affordable home as an alternative to rental, to build up an equity instead of engaging in conspicuous spending
Buying a good (functional) used car for cash may be a more financially prudent decision than buying a new one on lease!
|  | | | Tax & Financial
Management
TIP OF THE DAY | | | Paying the full balance of your credit card by the due date will save you many dollars in interest charges and also enhance your credit rating. In the worst scenario of financial difficulty, pay the minimum balance before the due date.
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